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How To Improve Your Credit Score

Wednesday, June 19, 2013   /   by Martin Millner

How To Improve Your Credit Score


 


Whether you are planning on purchasing a home in Bucks County, buying a new car, or even rent out an apartment – banks will look at your credit score to determine if you are a risk to them and their company. If you have a high score, that means you are a low risk. The unfortunate fact however is many do not have a high score – simply due to having too much debt, especially on your credit cards. You can however lower your credit score, improving your chances greatly of getting the loan you need to purchase your next dream home or car.  


 


Make several payments on your credit cards all throughout the month. Don’t wait until the end of the month to make a payment on your card. If you make several smaller payments throughout the month, it will help to lower the debt on your card faster, and in turn will increase your credit score.  


 


Don’t take out too many credit cards. The less cards you have, the higher your chances at being a high risk and having a low credit score. If you are not sure if you need credit at a store, don’t apply for it.  


 


Try to not have much debt on your credit cards. You don’t have to max your cards out to their limits, and it’s recommended that you do not do so. You may harm your credit score if you use your credit cards too often.  


 


Are you considering selling or purchasing a home in Yardley, Doylestown or Langhorne? Call me today at 215-519-1399 to discuss your options.

Keller Williams Real Estate - Newtown
Martin Millner
12 Terry Drive, Suite 204
Newtown, PA 18940
215-519-1399
215-519-1399

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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Keller Williams Real Estate - Newtown participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale. © 2024 BRIGHT, All Rights Reserved Information Deemed Reliable But Not Guaranteed. Data last updated: March 4, 2024 2 AM.
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