Friday, March 20, 2015 / by Martin Millner
Remember when you got your license? You were excited, scared, and nervous to get behind the wheel by yourself – all at the same time. You also couldn’t wait to pick up your friends and go for a ride.
If you are the parent of a teenager, it’s important for you to know they feel the same exact way. They’re ready for that freedom – for that next step in life. However, in today’s world, things are a little different. There are so many other distractions such as cell phones and Bluetooth – that it makes it much easier for anyone to take their eyes off the road. And unfortunately, it’s that “split-second” decision that can be catastrophic.
According to TeenDriving.com, teenagers only represent approximately 7% of licensed drivers. However, over 20% of fatal crashes involve teenage drivers.
Make sure teenagers know to adhere to the following:
· &n ...
Tuesday, March 17, 2015 / by Martin Millner
One of the toughest choices you can make is if you should rent or purchase a home. Renting of course means you are free from worrying about home repairs, and even in some cases you don’t have to mow your lawn (especially if you live in an apartment or condo). Purchasing a home has its perks as well – you can change the layout of your home, paint the walls, and change out the carpeting at your own leisure.
How long are you thinking of living in the area? This question applies to many of us – if you are planning on living in the area for more than five years, purchasing a home is more than likely going to be a better option. If you are normally transferred because of job changes, or are considering moving within five years, renting is a better option.
How much money do you have built up in savings? When purchasing a home, you need a down payment. The higher the down payment you are able to place, the lower your mortgage payment. If y ...
Saturday, March 7, 2015 / by Martin Millner
There are all kinds of things in life that just happen. Some are planned, such as a teen going to college – most life events are not so planned, such as a sickness, death or even a tragedy.
When events happen in our lives that we don’t expect, we get behind in payments, and start to wonder where the money will come from. Refinancing your home is a way of lowering your monthly mortgage payments, which can help you save money.
Refinancing is an option if you have never been late on your mortgage payments. If you haven’t been late on your mortgage payments within the last six months, you may qualify for the Home Affordable Refinance Program.
Some of us have a high interest rate or an adjustable mortgage rate. In those cases, refinancing can also be an option. You may also qualify if you have equity built up in your home.
Not sure if you qualify? Contact your mortgage co ...
Friday, February 27, 2015 / by Martin Millner
Chances are, if you have kids (or especially teenagers), family night consists of cell phones and video games. Think about when you were a kid – you would play board games and cards right? Let’s bring that back.
Family Fun Night should consist of things you can do together as a family. It’s a little hard as a family to text friends or play games on a cell phone. So, bring back the board games, playing cards, or even going bowling together. You’ll find out more about your kids than you probably knew before.
If you feel like heading out on the town for Family Fun Night together, here are some great places to visit.
Bounce U – Located in Langhorne, this indoor inflatable trampoline park offers warehouse-sized rooms with huge inflatable toys. Every Wednesday night is also Family Night!
Morrisville Lanes Bowling – Located in Morrisville, they offer glow bowling, birthday party packages, and $2 ...
Friday, February 20, 2015 / by Martin Millner
There are so many great holidays – but this one just seems to sound so yummy and delicious. Saturday is actually Sticky Bun Day! And, since all of us live so close to Philadelphia – it’s interesting to learn that the origin of sticky buns happened right here in Pennsylvania.
Sticky buns – they aren’t good for you at all but they taste wonderful (although most things that aren’t good for you taste great!). During the 18th century, the Pennsylvania Dutch created a “schnecken”, which was essentially the original sticky bun. It consisted of a sweetened yeast dough which was rolled in layers of brown sugar, cinnamon and drizzled with maple syrup.
Prior to the 18th century, ancient Egyptians would add honey and nuts to their bread – which could be the very beginning to the sticky bun craving all of us have today!
So, now that you’re hungry, spend this coming Saturday, February 21st ...