It’s a new year, which means it’s a great time to consider making some changes. If you currently own a home in Yardley, you could potentially reduce your mortgage payments each month, which of course will save you money throughout the year and help you pay off your home quicker.
 
 
If you are paying a PMI (Private Mortgage Insurance), you could be adding hundreds to your mortgage each year. You’ll pay a PMI if your down payment was less than 20%. Here’s the trick: repay enough of your mortgage so that you’ve gained 20% equity in your house. Then you can contact your lender and ask how you can get the PMI removed. Lenders won’t automatically drop it – you will have to request for that to happen.
 
 
Extend the length of your loan to cut back your monthly mortgage payment. If you currently have a 15-year loan, extend it to a 30-year loan. Your interest rates will rise, however you will have lower payments. You can st; ...

Soon, 2014 will be coming to a close. Throughout each and every year, we all have our ups and downs, good times and bad, and we are always glad to welcome a brand new year to see what lies around the turn.
 
 
A tradition of course is making a New Year’s resolution. Many of us never keep our resolutions – but there are of course some that stick by their resolution to the end – and make their lives better because of it!
 
 
All of us have had an entire year to plan our resolution - although of course most of us will procrastinate until New Year’s Eve until we choose one. A resolution is simply a fresh start to the new year – a way to start a new way of life or living.
 
 
What is your New Year’s resolution? It could be to lose weight, stop smoking, stop drinking, work less, spend more time with your family, exercise more, get out of debt, buy a new home – the list is completely endless.
 
 
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It may not seem like it now, but at some point this winter, we will see some beautiful white fluffy flakes falling from the sky. Some of us have already had a small dusting, but the big stuff more than likely is around the corner and will be here faster than any of us can imagine.
 
 
 
Get ready and be prepared for the snow, so you can stay safe when it hits. Here are some tips to help you be ready when our winter storms come around the bend.
 
 
 
Replace your windshield wipers. Winter is always a good time to replace your windshield wipers to prevent streaking and make your driving visibility easier.
 
 
 
Stock up on ice melt. It’s never fun to have to run out and purchase ice melt – after the snow has already begun to fall. Be sure to have at least 1 or 2 bags already on hand so you can use them as needed – especially on icy mornings.
 
 
 
Make sure you have your “winter accesso; ...

Looking for a new way to enjoy Bucks County? Bucks has so much to offer – and there is literally something to do for everyone who lives or visits this amazing area.
 
 
 
Enjoy the scenic Delaware River in a tubing, raft, kayak or canoe trip with Bucks County River Country. Open during the summer months, you will have the opportunity to enjoy the Delaware River in a way you have never imagined before!
 
 
 
The Churchville Nature Center offers multiple hiking trails, picnic areas and a wildlife garden. They offer various tours throughout the year, such as a Saturday morning bird walk.
 
 
 
Enjoy a trail ride on a beautiful horse in Nockamixon State Park. Haycock Stables offers trail rides, horse riding lessons, summer camps, and more.
 
 
 
If you are thinking of moving to Yardley, Doylestown, or New Hope, or are considering selling your home, call me today at 215-519-1399 or visit my website for more ; ...

Communication is important to all of us. But, when was the last time you wrote a letter? I can almost bet, if you have children, they have never sat down to write a letter.
 
 
 
All of us are well aware of our modern forms of communication – email, texting, Facebook, and even Instagram - that tons of teens use. Somehow, in the modern evolution of technology over the last several years, writing a letter has seemed to completely fall through the cracks.
 
 
 
December is actually “Write a Friend” month. So, here’s a challenge. Write a letter. Pull out your old stationary (or go buy some new), and write someone about what you’ve been involved. It can be a family member, friend, etc. Once you start to write, you might be very amazed at how long your letter becomes.
 
 
 
Encourage your kids (or grandkids), to write a letter to their family members. Hint hint – grandparents love to get a handwrit; ...